/* Williams & Knight Insurance Brokers — v3 dark redesign by BM Designs */
:root{
  --bg:#0c0c0b;
  --bg2:#121211;
  --card:#161615;
  --ink:#ffffff;
  --body:rgba(255,255,255,.72);
  --dim:rgba(255,255,255,.5);
  --line:rgba(255,255,255,.12);
  --radius:16px;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  font-family:'Poppins',system-ui,-apple-system,'Segoe UI',Arial,sans-serif;
  color:var(--ink);
  background:var(--bg);
  font-size:16.5px;
  line-height:1.75;
  -webkit-font-smoothing:antialiased;
}
h1,h2,h3{font-family:'Manrope',sans-serif;font-weight:800;line-height:1.08;letter-spacing:-.02em;color:var(--ink)}
img{max-width:100%;display:block}
a{color:inherit}
p{color:var(--body)}

.wrap{max-width:1150px;margin:0 auto;padding:0 5vw}

/* ---------- header ---------- */
header{
  position:sticky;top:0;z-index:50;
  background:rgba(12,12,11,.88);backdrop-filter:blur(10px);
  border-bottom:1px solid var(--line);
}
.headbar{
  max-width:1250px;margin:0 auto;padding:.95rem 4vw;
  display:flex;align-items:center;gap:2.4rem;
}
.brand{flex-shrink:0;display:block;line-height:0}
.brand img{height:38px;width:auto;max-width:none}
nav{display:flex;gap:2rem;margin-left:auto;flex-wrap:wrap;align-items:center}
nav a{text-decoration:none;font-size:.98rem;color:rgba(255,255,255,.85)}
nav a:hover{color:#fff;text-decoration:underline;text-underline-offset:6px}
nav a.active{color:#fff;text-decoration:underline;text-underline-offset:6px;font-weight:500}
nav .btn{margin-left:.6rem}

/* hamburger (phones only) */
.menu-btn{
  display:none;margin-left:auto;background:none;border:0;cursor:pointer;
  width:44px;height:44px;padding:0;flex-direction:column;justify-content:center;align-items:center;gap:6px;
}
.menu-btn span{display:block;width:24px;height:2px;background:#fff;border-radius:2px;transition:transform .2s ease,opacity .2s ease}
@media(max-width:840px){
  .headbar{flex-wrap:wrap;padding:.75rem 5vw;gap:0}
  .brand img{height:30px}
  .menu-btn{display:flex}
  nav{
    display:none;flex-basis:100%;flex-direction:column;align-items:stretch;gap:0;
    margin:.75rem 0 0;padding-top:.25rem;border-top:1px solid var(--line);
  }
  nav a{padding:.95rem 0;font-size:1.05rem;border-bottom:1px solid rgba(255,255,255,.08);color:#fff}
  nav a:hover,nav a.active{text-decoration:none}
  nav a.active{font-weight:600}
  nav .btn{margin:1rem 0 .5rem;text-align:center;border-bottom:0;padding:.9rem 1.2rem;font-size:1rem}
  body.nav-open nav{display:flex}
  body.nav-open .menu-btn span:nth-child(1){transform:translateY(8px) rotate(45deg)}
  body.nav-open .menu-btn span:nth-child(2){opacity:0}
  body.nav-open .menu-btn span:nth-child(3){transform:translateY(-8px) rotate(-45deg)}
}

/* ---------- buttons ---------- */
.btn{
  display:inline-block;background:#fff;color:#0c0c0b;
  padding:.8rem 1.7rem;text-decoration:none;font-size:.98rem;
  border-radius:10px;border:1px solid #fff;font-weight:500;
  transition:opacity .15s ease, transform .15s ease;
}
.btn:hover{opacity:.85;transform:translateY(-1px)}
.btn.ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.45)}
.btn.ghost:hover{background:#fff;color:#0c0c0b;opacity:1}
.btn.small{padding:.55rem 1.2rem;font-size:.9rem}

/* ---------- hero ---------- */
.hero{position:relative;overflow:hidden;padding:6rem 0 5.5rem}
.hero .wrap{position:relative;z-index:2}
.hero .watermark{
  position:absolute;right:-14%;top:50%;transform:translateY(-50%);
  width:min(52vw,760px);opacity:.06;z-index:1;pointer-events:none;
}
.eyebrow{
  font-family:'Manrope',sans-serif;font-weight:700;
  font-size:.78rem;letter-spacing:.22em;text-transform:uppercase;
  color:var(--dim);margin-bottom:1.4rem;
}
.hero h1{font-size:clamp(2.5rem,5.4vw,4.3rem);margin-bottom:1.6rem;max-width:820px}
.hero p{max-width:620px;font-size:1.05rem}
.hero .actions{display:flex;gap:1rem;margin-top:2.4rem;flex-wrap:wrap}
.hero.compact{padding:4.5rem 0 4rem}
.hero.compact h1{font-size:clamp(2.2rem,4.6vw,3.6rem)}

/* ---------- sections ---------- */
.section{padding:5rem 0}
.section.soft{background:var(--bg2);border-top:1px solid rgba(255,255,255,.07);border-bottom:1px solid rgba(255,255,255,.07)}
.section h2{font-size:clamp(1.8rem,3.4vw,2.8rem);margin-bottom:1.2rem;max-width:700px}
.section .lead{max-width:640px;margin-bottom:2.8rem}

/* two column text split */
.split{display:grid;grid-template-columns:1fr 1fr;gap:5vw;align-items:start}
@media(max-width:840px){.split{grid-template-columns:1fr;gap:2.2rem}}

/* ---------- cards ---------- */
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:1.6rem}
.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:1.6rem;align-items:start}
@media(max-width:960px){.grid3{grid-template-columns:1fr}.grid2{grid-template-columns:1fr}}
.card{
  background:var(--card);border:1px solid var(--line);border-radius:var(--radius);
  padding:2.2rem 2rem;
  transition:transform .18s ease, border-color .18s ease, box-shadow .18s ease;
}
.card:hover{transform:translateY(-4px);border-color:rgba(255,255,255,.28);box-shadow:0 18px 40px rgba(0,0,0,.5)}
.card .num{
  font-family:'Manrope',sans-serif;font-weight:800;font-size:.85rem;
  letter-spacing:.14em;color:var(--dim);display:block;margin-bottom:1.1rem;
}
.card h3{font-size:1.3rem;margin-bottom:.9rem}
.card p{font-size:.98rem}
.card .tag{
  display:inline-block;font-family:'Manrope',sans-serif;font-weight:700;
  font-size:.72rem;letter-spacing:.18em;text-transform:uppercase;
  background:rgba(255,255,255,.06);border:1px solid var(--line);border-radius:999px;
  padding:.3rem .85rem;margin-bottom:1.2rem;color:#fff;
}
.card .btn{margin-top:1.4rem}

/* person rows inside contact cards */
.person{padding:1rem 0;border-top:1px solid var(--line)}
.person:first-of-type{border-top:none;padding-top:.2rem}
.person strong{font-family:'Manrope',sans-serif;font-weight:700;font-size:1.02rem;display:block;margin-bottom:.15rem;color:#fff}
.person a{color:var(--body);text-decoration:none;font-size:.95rem}
.person a:hover{color:#fff;text-decoration:underline}
.person span{display:block;color:var(--body);font-size:.95rem}

/* directors strip */
.dirstrip{display:flex;gap:1.6rem;flex-wrap:wrap;margin-top:2.6rem}
.dirstrip .dcard{
  border:1px solid var(--line);border-radius:var(--radius);
  padding:1.3rem 2rem;background:var(--card);
}
.dirstrip .dcard strong{font-family:'Manrope',sans-serif;font-weight:800;font-size:1.08rem;display:block;color:#fff}
.dirstrip .dcard span{color:var(--dim);font-size:.88rem}

/* claim buttons list */
.linklist{display:flex;flex-direction:column;gap:.8rem;align-items:stretch;margin:1.6rem 0}
.linklist .btn{text-align:center}
.biglink{
  font-family:'Manrope',sans-serif;font-weight:800;font-size:1.12rem;color:#fff;
  text-decoration:underline;text-underline-offset:6px;
}
.biglink:hover{opacity:.7}

/* ---------- partners ---------- */
.partners{padding:4.2rem 0;text-align:center}
.partners .eyebrow{margin-bottom:2.4rem}
.logo-row{
  display:flex;justify-content:center;align-items:center;
  gap:clamp(1.2rem,3vw,2.2rem);flex-wrap:wrap;
}
.chip{
  background:#fff;border-radius:14px;
  padding:.9rem 1.1rem;
  display:flex;align-items:center;justify-content:center;
  min-width:150px;height:96px;flex:0 1 auto;
  transition:transform .18s ease, box-shadow .18s ease;
}
.chip:hover{transform:translateY(-3px);box-shadow:0 14px 30px rgba(0,0,0,.45)}
.chip img{max-height:64px;max-width:128px;width:auto;object-fit:contain}
.chip img.wide{max-height:40px}
@media(max-width:900px){.chip{min-width:130px;height:86px}.chip img{max-height:56px}}

/* ---------- CTA band ---------- */
.cta{padding:4.6rem 0}
.cta .box{
  background:var(--card);border:1px solid var(--line);border-radius:22px;
  padding:3.6rem 2.5rem;text-align:center;
}
.cta h2{font-size:clamp(1.8rem,3.4vw,2.7rem);margin-bottom:.8rem}
.cta p{color:var(--body);max-width:520px;margin:0 auto 2rem}

/* ---------- phone spacing ---------- */
@media(max-width:840px){
  .hero{padding:3.6rem 0 3.4rem}
  .hero.compact{padding:3rem 0 2.8rem}
  .hero h1{font-size:clamp(2.2rem,9vw,2.8rem)}
  .hero .watermark{width:80vw;right:-30%;opacity:.05}
  .section{padding:3.4rem 0}
  .card{padding:1.8rem 1.4rem}
  .partners{padding:3rem 0}
  .cta{padding:3rem 0}
  .cta .box{padding:2.6rem 1.4rem}
}

/* ---------- footer ---------- */
footer{background:#0a0a09;color:#fff;padding:4.2rem 0 2.2rem;border-top:1px solid var(--line)}
.foot{
  display:grid;grid-template-columns:1.1fr 1fr 1fr;gap:4vw;
  max-width:1150px;margin:0 auto;padding:0 5vw;align-items:start;
}
@media(max-width:840px){.foot{grid-template-columns:1fr;gap:2.6rem}}
.foot .lockup{width:min(64%,210px);margin-bottom:1.4rem}
.foot h4{
  font-family:'Manrope',sans-serif;font-weight:700;font-size:.8rem;
  letter-spacing:.2em;text-transform:uppercase;color:var(--dim);
  margin-bottom:1rem;
}
.foot p{color:var(--body);font-size:.98rem}
.foot a{color:var(--body);text-decoration:none}
.foot a:hover{color:#fff;text-decoration:underline}
.foot .fgap{height:1.1rem}
.copyline{
  max-width:1150px;margin:3.2rem auto 0;padding:1.6rem 5vw 0;
  border-top:1px solid var(--line);
  font-size:.85rem;color:var(--dim);
  display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap;
}